Unlocking Financial Success:
Explore Our Competitive Pricing Options
At EB Wealth, we understand the importance of providing affordable pricing options to our clients. We believe that financial services should be accessible to everyone, regardless of their budget. That's why we have designed our pricing structure with flexibility in mind.
We firmly believe in building long-lasting relationships based on trust and transparency. Our pricing is upfront and clearly communicated, enabling you to make informed decisions about your financial choices without any hidden surprises. We want to ensure that you feel comfortable and confident about the value you are receiving for your investment in our services.
Our Fees Explained
| Fee Type | Description | Charge |
|---|---|---|
| Initial Charges | Cost for an individual piece of work you engage us for | From £2,500 |
| Ongoing Management Charges | Provision of ongoing review of your situation and management of your investments | 0.50% |
| Crystallisation and Income Drawdown | From £6,000* |
* Discounts available
As a new client, we will take the time to fully inderstand your situation. your aims and objectives and discuss all options with you before making
| Centralised Investment Proposition | Charges |
|---|---|
| Initial Charges | From £2,500 |
| Ongoing Management Charges | 0.50% |
| Crystallisation and Income Drawdown | From £6,000* |
* Discounts available
| Non-Advice Services | Charges |
|---|---|
| Holistic Independent Financial Advice | From £2,500 |
| Pension & ISA transfers / consolidation | From £2,500 |
| Inheritance Tax Planning | Typical charges £6,000-£12,000, depending on complexity |
| Crystallisation and Income Drawdown | From £6,000* |
* Discounts available
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| Service | Standard Initial Fee |
Service Tier 1 £125,000 - £299,999 |
Service Tier 2 £300,000 - £749,999 |
Service Tier 3 £750,000 - £1,499,999 |
Service Tier 4 £1,500,000 + |
|---|---|---|---|---|---|
| Pension & ISA transfers / consolidation | From £2,500 | Transfers via Direct Offer for existing clients | Transfers via Direct Offer for existing clients | Transfers via Direct Offer for existing clients | Transfers via Direct Offer for existing clients |
Prior to engaging us for an advice service, we offer an initial meeting to understand your situation and identify your financial needs and objectives to assess which of our services, if any, may be suitable. |
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| Crystallisation and Income Drawdown | From £6,000 | From £4,000 | From £3,000 | From £2,500 | From £2,000 |
If you have more than one pension or ISA plan, we can undertake an in-depth review to assess the appropriateness of consolidating them and investing into our Centralised Investment Proposition. As part of our service, we will liaise with the relevant pension / ISA providers on your behalf to consolidate the plans. |
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| Annuity Advice | From £3,000 (offset by any commission) | From £3,000 (offset by any commission) | From £3,000 (offset by any commission) | From £3,000 (offset by any commission) | From £3,000 (offset by any commission) |
As you approach retirement, we can undertake a review of your current pension plans, alongside your personal financial situation and assess the options available to you, presenting you with a plan to meet your individual requirements. As part of our service, we will assist with putting this plan in place, contacting the relevant pension providers on your behalf. |
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| Onshore Bond Advice | From £3,000 | From £1,750 | From £1,750 | From £1,750 | From £1,750 |
Dependent upon your situation, we can undertake a review specifically to assess whether a bond investment may be suitable to your situation and provide a recommendation suitable to your circumstances. |
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| Offshore Bond Advice | From £3,000 | From £3,000 | From £2,500 | From £2,500 | From £2,000 |
Dependent upon your situation, we can undertake a review specifically to assess whether a bond investment may be suitable to your situation and provide a recommendation suitable to your circumstances. |
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| Inheritance Tax Planning | From £6,000 | From £6,000 | From £6,000 | From £5,000 | From £4,000 |
We will undertake a thorough review of your current situation and assets and provide advice on inheritance tax planning, including Trusts and Business Relief investments, and assist in implementing the recommendation. Where our recommendation involves setting up a trust, we will assist with setting up the trust as part of our service. You have a legal requirement to perform due diligence on any trust for which you are the trustee. The initial review undertaken with ourselves, as well as any review we undertake if you require us to perform ongoing services, can help to demonstrate you are meeting your legal requirements. |
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| Centralised Bespoke Product Investment | N/A | £300 per investment | £85 per investment | No charge | No charge |
We generally review the market 3-4 times a year to identify and research bespoke products (structured products and structured deposits) that look attractive based on our selection criteria and client needs. These may be recommended to clients paying for our Ongoing Monitoring & Review Service Fee. Clients wishing to invest will need to notify us within a short timeframe before the availability of the product expires, generally 2-4 weeks. |
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| One-Off Bespoke Product Investment | From £2,600 | From £1,900 | From £1,900 | From £1,900 | From £1,900 |
A review of the bespoke investment products on the market at the time of your enquiry e.g., structured products or deposits, to find an investment to suit your particular needs, investment knowledge, attitude to risk and investment strategy, as well as an analysis of affordability. We will provide our personalised recommendation in a written report. |
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| Transfer from Passive to Active Service | From £1,500 + 0.50% ongoing | Family member1 £1,250 | Family member1 £1,250 | No charge for family member1 | No charge for family member1 |
This service is aimed at our existing passively-managed clients and incorporates an in-depth review of your financial and personal situation, understanding your financial objectives, attitude to risk and capacity for loss to create an overall plan for your money and convert you to an actively-managed client. 1Family member must have been passively managed for at least two years (no time limit for Service Tier 4) and typically includes a spouse or child not classed as a ‘young adult’. 2Young adult: typically up to age 30, either still in full time education or during their first five years of employment |
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| Education Fees Planning | From £2,000 | From £1,000 | From £750 | From £500 | No charge |
We can assist in helping you plan wisely to meet the rising future costs of private education and / or university fees to help you provide your children with the best possible education without breaking the bank. We will discuss your choice of educational institutions with you as well as your current financial situation and carry out a review of the options available to you. If you would like an annual review, you may find a cashflow planning exercise will enable you to assess if you are still on track to meet your goals. |
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| Non-Investment Insurance | Full advice from £3,000 (offset by any commission). Life insurance quotes only - £500 + VAT | Full advice from £3,000 (offset by any commission). Life insurance quotes only - £250 + VAT | Full advice from £3,000 (offset by any commission). Life insurance quotes only - no charge | Full advice from £3,000 (offset by any commission). Life insurance quotes only - no charge | Full advice from £3,000 (offset by any commission). Life insurance quotes only - no charge |
We will provide advice on the most suitable insurance contract(s) for you. This will include a fair and unbiased analysis of the market in relation to all relevant products, gathering quotes from across all market providers and selecting the most appropriate one for your specific and personal needs. |
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| Annual Meeting | N/A | Held via video call, telephone or at our offices | Held via video call, telephone or at our offices | May be held at an alternative location | May be held at an alternative location |
This is the annual meeting for our actively-managed clients (who take up our Ongoing Monitoring & Review Service). |
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| Holistic Independent Financial Advice | From £2,500 | N/A | £2,000 for family members | £1,750 for family members | £1,500 for family members |
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Our holistic independent advice service includes an initial meeting and an in-depth review of your financial and personal situation before creating an overall plan for your money where you do not wish to invest in our Centralised Investment Proposition or engage us for our Ongoing Monitoring & Review service. We are able to tailor our advice to any particular topic, as determined by your personal situation and objectives, including:
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| Financial Advice and One-off Investment Recommendation | From £5,000 | N/A | N/A | N/A | N/A |
This service includes investment recommendations on your current investments (not managed by EB Wealth) and any funds you are invested in to assess their suitability with a potential recommendation of specific additional / alternative funds on the same platform and will incorporate a review of the appropriateness of product provider. This service is typically for individuals who do not want to take up our Ongoing Monitoring & Review service. The service requires in-depth research on your current provider and the funds available. |
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